We are independent, objective, and believe in diversification across a variety of asset classes using both passive and active strategies. Our values are central to our process of selecting investment strategies, and we scrutinize managers on the basis of effective investment processes and implementation. Importantly, we are not affiliated with any brokerage firm, we do not have any proprietary funds, and we do not receive compensation from the investment managers that we recommend to ensure our objective perspective. We consider independence to be integral to our effectiveness and fiduciary responsibility, which allows us to provide a fully open architecture platform.